Table of Content

1. Executive Summary
1.1. Global Usage-based Insurance for Automotive Market Snapshot, 2025 and 2032
1.2. Market Opportunity Assessment, 2025 - 2032, US$ Mn
1.3. Key Market Trends
1.4. Future Market Projection
1.5. Premium Market Insights
1.6. Vehicle Type Developments and Key Market Events
1.7. PMR Analysis and Recommendations
2. Market Overview
2.1. Market Scope and Definition
2.2. Market Dynamics
2.2.1. Drivers
2.2.2. Restraints
2.2.3. Opportunity
2.2.4. Challenges
2.2.5. Key Trends
2.3. Macro-Economic Factors
2.3.1. Global GDP Growth Outlook
2.3.2. Insurance Penetration Rates
2.3.3. Government Spending and Infrastructure Investments
2.3.4. Global R&D Expenditure
2.3.5. Vehicle Ownership Rates
2.4. COVID-19 Impact Analysis
2.5. Forecast Factors – Relevance and Impact
3. Value Added Insights
3.1. Regulatory Landscape
3.2. Value Chain Analysis
3.3. PESTLE Analysis
3.4. Porter’s Five Force Analysis
4. Price Trend Analysis
4.1. Key Highlights
4.2. Key Factors Impacting Usage-based Insurance for Automotive Prices
4.3. Pricing Analysis, by Type
5. Global Usage-based Insurance for Automotive Market Outlook: Historical (2019 – 2023) and Forecast (2025 - 2032)
5.1. Global Usage-based Insurance for Automotive Market Outlook: Type
5.1.1. Introduction / Key Findings
5.1.2. Historical Market Size (US$ Mn) and Analysis, By Type, 2019 – 2023
5.1.3. Current Market Size (US$ Mn) and Analysis and Forecast, By Type, 2025– 2032
5.1.3.1. Pay-As-You-Drive (PAYD)
5.1.3.2. Pay-How-You-Drive (PHYD)
5.1.3.3. Pay-As-You-Go (PAYG)
5.1.3.4. Manage-How-You-Drive (MHYD)
5.2. Market Attractiveness Analysis: Type
5.3. Global Usage-based Insurance for Automotive Market Outlook: Technology
5.3.1. Introduction / Key Findings
5.3.2. Historical Market Size (US$ Mn) Analysis, By Technology, 2019 – 2023
5.3.3. Current Market Size (US$ Mn) Analysis and Forecast, By Technology, 2025 – 2032
5.3.3.1. OBD-II Based UBI
5.3.3.2. Smartphone-Based UBI
5.3.3.3. Black Box-Based UBI
5.3.3.4. Embedded System-Based UBI
5.3.3.5. Others
5.4. Market Attractiveness Analysis: Technology
5.5. Global Usage-based Insurance for Automotive Market Outlook: Vehicle Usage
5.5.1. Introduction / Key Findings
5.5.2. Historical Market Size (US$ Mn) Analysis, By Vehicle Usage, 2019 – 2023
5.5.3. Current Market Size (US$ Mn) Analysis and Forecast, By Vehicle Usage, 2025 - 2032
5.5.3.1. New Vehicle
5.5.3.2. Old Vehicle
Market Attractiveness Analysis: Vehicle Usage
5.6. Global Usage-based Insurance for Automotive Market Outlook: Vehicle Type
5.6.1. Introduction / Key Findings
5.6.2. Historical Market Size (US$ Mn) Analysis, By Vehicle Type, 2019 – 2023
5.6.3. Current Market Size (US$ Mn) Analysis and Forecast, By Vehicle Type, 2025 - 2032
5.6.3.1. Passenger Vehicles
5.6.3.2. Commercial Vehicles
5.7. Market Attractiveness Analysis: Vehicle Type
6. Global Usage-based Insurance for Automotive Market Outlook: Region
6.1. Key Highlights
6.2. Historical Market Size (US$ Mn) and Analysis, By Region, 2019 – 2023
6.3. Current Market Size (US$ Mn) Analysis and Forecast, By Region, 2025 - 2032
6.3.1. North America
6.3.2. Europe
6.3.3. East Asia
6.3.4. South Asia and Oceania
6.3.5. Latin America
6.3.6. Middle East & Africa
6.4. Market Attractiveness Analysis: Region
7. North America Usage-based Insurance for Automotive Market Outlook: Historical (2019 – 2023) and Forecast (2025 - 2032)
7.1. Key Highlights
7.2. Historical Market Size (US$ Mn) Analysis, By Market, 2019 – 2023
7.2.1. By Country
7.2.2. By Type
7.2.3. By Technology
7.2.4. By Vehicle Usage
7.2.5. By Vehicle Type
7.3. Current Market Size (US$ Mn) Analysis and Forecast, By Country, 2025 - 2032
7.3.1. U.S.
7.3.2. Canada
7.4. Current Market Size (US$ Mn) Analysis and Forecast, By Type, 2025 – 2032
7.4.1. Pay-As-You-Drive (PAYD)
7.4.2. Pay-How-You-Drive (PHYD)
7.4.3. Pay-As-You-Go (PAYG)
7.4.4. Manage-How-You-Drive (MHYD)
7.5. Current Market Size (US$ Mn) Analysis and Forecast, By Technology, 2025 - 2032
7.5.1. OBD-II Based UBI
7.5.2. Smartphone-Based UBI
7.5.3. Black Box-Based UBI
7.5.4. Embedded System-Based UBI
7.5.5. Others
7.6. Current Market Size (US$ Mn) Analysis and Forecast, By Vehicle Usage, 2025 - 2032
7.6.1. New Vehicle
7.6.2. Old Vehicle
7.7. Current Market Size (US$ Mn) Analysis and Forecast, By Vehicle Type, 2025 - 2032
7.7.1. Passenger Vehicles
7.7.2. Commercial Vehicles
7.8. Market Attractiveness Analysis
8. Europe Usage-based Insurance for Automotive Market Outlook: Historical (2019 – 2023) and Forecast (2025 - 2032)
8.1. Key Highlights
8.2. Historical Market Size (US$ Mn) Analysis, By Market, 2019 – 2023
8.2.1. By Country
8.2.2. By Type
8.2.3. By Technology
8.2.4. By Vehicle Usage
8.2.5. By Vehicle Type
8.3. Current Market Size (US$ Mn) Analysis and Forecast, By Country, 2025 - 2032
8.3.1. Germany
8.3.2. France
8.3.3. U.K.
8.3.4. Italy
8.3.5. Spain
8.3.6. Russia
8.3.7. Türkiye
8.3.8. Rest of Europe
8.4. Current Market Size (US$ Mn) Analysis and Forecast, By Type, 2025 - 2032
8.4.1. Pay-As-You-Drive (PAYD)
8.4.2. Pay-How-You-Drive (PHYD)
8.4.3. Pay-As-You-Go (PAYG)
8.4.4. Manage-How-You-Drive (MHYD)
8.5. Current Market Size (US$ Mn) Analysis and Forecast, By Technology, 2025 - 2032
8.5.1. OBD-II Based UBI
8.5.2. Smartphone-Based UBI
8.5.3. Black Box-Based UBI
8.5.4. Embedded System-Based UBI
8.5.5. Others
8.6. Current Market Size (US$ Mn) Analysis and Forecast, By Vehicle Usage, 2025 - 2032
8.6.1. New Vehicle
8.6.2. Old Vehicle
8.7. Current Market Size (US$ Mn) Analysis and Forecast, By Vehicle Type, 2025 - 2032
8.7.1. Passenger Vehicles
8.7.2. Commercial Vehicles
8.8. Market Attractiveness Analysis
9. East Asia Usage-based Insurance for Automotive Market Outlook: Historical (2019 – 2023) and Forecast (2025 - 2032)
9.1. Key Highlights
9.2. Historical Market Size (US$ Mn) Analysis, By Market, 2019 – 2023
9.2.1. By Country
9.2.2. By Type
9.2.3. By Technology
9.2.4. By Vehicle Usage
9.2.5. By Vehicle Type
9.3. Current Market Size (US$ Mn) Analysis and Forecast, By Country, 2025 - 2032
9.3.1. China
9.3.2. Japan
9.3.3. South Korea
9.4. Current Market Size (US$ Mn) Analysis and Forecast, By Type, 2025 - 2032
9.4.1. Pay-As-You-Drive (PAYD)
9.4.2. Pay-How-You-Drive (PHYD)
9.4.3. Pay-As-You-Go (PAYG)
9.4.4. Manage-How-You-Drive (MHYD)
9.5. Current Market Size (US$ Mn) Analysis and Forecast, By Technology, 2025 - 2032
9.5.1. OBD-II Based UBI
9.5.2. Smartphone-Based UBI
9.5.3. Black Box-Based UBI
9.5.4. Embedded System-Based UBI
9.5.5. Others
9.6. Current Market Size (US$ Mn) Analysis and Forecast, By Vehicle Usage, 2025 - 2032
9.6.1. New Vehicle
9.6.2. Old Vehicle
9.7. Current Market Size (US$ Mn) Analysis and Forecast, By Vehicle Type, 2025 - 2032
9.7.1. Passenger Vehicles
9.7.2. Commercial Vehicles
9.8. Market Attractiveness Analysis
10. South Asia & Oceania Usage-based Insurance for Automotive Market Outlook: Historical (2019 – 2023) and Forecast (2025 - 2032)
10.1. Key Highlights
10.2. Historical Market Size (US$ Mn) Analysis, By Market, 2019 – 2023
10.2.1. By Country
10.2.2. By Type
10.2.3. By Technology
10.2.4. By Vehicle Usage
10.2.5. By Vehicle Type
10.3. Current Market Size (US$ Mn) Analysis and Forecast, By Country, 2025 - 2032
10.3.1. India
10.3.2. Southeast Asia
10.3.3. ANZ
10.3.4. Rest of South Asia & Oceania
10.4. Current Market Size (US$ Mn) Analysis and Forecast, By Type, 2025 - 2032
10.4.1. Pay-As-You-Drive (PAYD)
10.4.2. Pay-How-You-Drive (PHYD)
10.4.3. Pay-As-You-Go (PAYG)
10.4.4. Manage-How-You-Drive (MHYD)
10.5. Current Market Size (US$ Mn) Analysis and Forecast, By Technology, 2025 - 2032
10.5.1. OBD-II Based UBI
10.5.2. Smartphone-Based UBI
10.5.3. Black Box-Based UBI
10.5.4. Embedded System-Based UBI
10.5.5. Others
10.6. Current Market Size (US$ Mn) Analysis and Forecast, By Vehicle Usage, 2025 - 2032
10.6.1. New Vehicle
10.6.2. Old Vehicle
10.7. Current Market Size (US$ Mn) Analysis and Forecast, By Vehicle Type, 2025 - 2032
10.7.1. Passenger Vehicles
10.7.2. Commercial Vehicles
10.8. Market Attractiveness Analysis
11. Latin America Usage-based Insurance for Automotive Market Outlook: Historical (2019 – 2023) and Forecast (2025 - 2032)
11.1. Key Highlights
11.2. Historical Market Size (US$ Mn) Analysis, By Market, 2019 – 2023
11.2.1. By Country
11.2.2. By Type
11.2.3. By Technology
11.2.4. By Vehicle Usage
11.2.5. By Vehicle Type
11.3. Current Market Size (US$ Mn) Analysis and Forecast, By Country, 2025 - 2032
11.3.1. Brazil
11.3.2. Mexico
11.3.3. Rest of Latin America
11.4. Current Market Size (US$ Mn) Analysis and Forecast, By Type, 2025 - 2032
11.4.1. Pay-As-You-Drive (PAYD)
11.4.2. Pay-How-You-Drive (PHYD)
11.4.3. Pay-As-You-Go (PAYG)
11.4.4. Manage-How-You-Drive (MHYD)
11.5. Current Market Size (US$ Mn) Analysis and Forecast, By Technology, 2025 - 2032
11.5.1. OBD-II Based UBI
11.5.2. Smartphone-Based UBI
11.5.3. Black Box-Based UBI
11.5.4. Embedded System-Based UBI
11.5.5. Others
11.6. Current Market Size (US$ Mn) Analysis and Forecast, By Vehicle Usage, 2025 - 2032
11.6.1. New Vehicle
11.6.2. Old Vehicle
11.7. Current Market Size (US$ Mn) Analysis and Forecast, By Vehicle Type, 2025 - 2032
11.7.1. Passenger Vehicles
11.7.2. Commercial Vehicles
11.8. Market Attractiveness Analysis
12. Middle East & Africa Usage-based Insurance for Automotive Market Outlook: Historical (2019 – 2023) and Forecast (2025 - 2032)
12.1. Key Highlights
12.2. Historical Market Size (US$ Mn) Analysis, By Market, 2019 – 2023
12.2.1. By Country
12.2.2. By Type
12.2.3. By Technology
12.2.4. By Vehicle Usage
12.2.5. By Vehicle Type
12.3. Current Market Size (US$ Mn) Analysis and Forecast, By Country, 2025 - 2032
12.3.1. GCC Countries
12.3.2. Egypt
12.3.3. South Africa
12.3.4. Northern Africa
12.3.5. Rest of Middle East & Africa
12.4. Current Market Size (US$ Mn) Analysis and Forecast, By Type, 2025 - 2032
12.4.1. Pay-As-You-Drive (PAYD)
12.4.2. Pay-How-You-Drive (PHYD)
12.4.3. Pay-As-You-Go (PAYG)
12.4.4. Manage-How-You-Drive (MHYD)
12.5. Current Market Size (US$ Mn) Analysis and Forecast, By Technology, 2025 - 2032
12.5.1. OBD-II Based UBI
12.5.2. Smartphone-Based UBI
12.5.3. Black Box-Based UBI
12.5.4. Embedded System-Based UBI
12.5.5. Others
12.6. Current Market Size (US$ Mn) Analysis and Forecast, By Vehicle Usage, 2025 - 2032
12.6.1. New Vehicle
12.6.2. Old Vehicle
12.7. Current Market Size (US$ Mn) Analysis and Forecast, By Vehicle Type, 2025 - 2032
12.7.1. Passenger Vehicles
12.7.2. Commercial Vehicles
12.8. Market Attractiveness Analysis
13. Competition Landscape
13.1. Market Share Analysis, 2023
13.2. Market Structure
13.2.1. Competition Intensity Mapping
13.2.2. Competition Dashboard
13.3. Company Profiles (Details – Overview, Financials, Strategy, Recent Developments)
13.3.1. Progressive Corporation
13.3.1.1. Overview
13.3.1.2. Solution Portfolio
13.3.1.3. Key Financials
13.3.1.4. Market Developments
13.3.1.5. Market Strategy
13.3.2. Allstate Corporation
13.3.3. State Farm Mutual Automobile Insurance Company
13.3.4. Liberty Mutual Insurance
13.3.5. Nationwide Mutual Insurance Company
13.3.6. American Family Insurance
13.3.7. Esurance (a subsidiary of Allstate)
13.3.8. Metromile
13.3.9. Root Insurance
13.3.10. Aviva
14. Appendix
14.1. Research Methodology
14.2. Research Assumptions
14.3. Acronyms and Abbreviations